West One Loans

West One Loans is a modern lender for modern times and operate as a subsidiary of Enra Group. They have, over their time in operation, positioned themselves as a market leader and authority on the industry. They are respected, and their bridging loans market analysis is highly coveted. As they consider most kinds of property owners, they have a high conversion rate for loan applications that they are very proud of.

They have made the loan application as simple and fast as possible - so there is no red tape to cut through, you can also rest assured that the decision of whether a customer will receive a loan or no.

They offer:

• Regulated residential bridging loans - 1st charge bridging finance for residences that are the 1st principle property
• 1st charge variety with an interest of anything from 0.75% to 0.90% and it depends on the LTV which ranges from 50% to 75%.
• Minimum term and maximum term for the above is 1 month and 12 months respectively.
• Minimum loan size of £30,000.
• Unregulated residential bridging loans - 1st and 2nd charge bridging loans for anyone buying property on a residential basis
• 1st charge variety with an interest of anything from 0.55% to 0.85% depending on the LTV which ranges from 505 to 75%.
• Minimum term and maximum term for the above is 1 month and 12 months respectively
• Minimum loan size of £250,000 and maximum loan size of £2.5 million
• 2nd charge variety with an interest of anything from 0.75% 5o 0.95% depending on the LTV which ranges from 50% to 75%
• Minimum and maximum terms for the above is 1 month and 12 months
• Minimum loan size of £250,000 and maximum of 2.5 million.
• Commercial bridging loans - 1st and 2nd charge bridging loans for anyone looking to refinance or buy commercial land or properties
• 1st charge and 2nd charge varieties both have an interest rate of anything from 0.95% to 1.10% which depends on the LTV which ranges from 50% to 75%
• Minimum and maximum terms for the above is 1 month and 18 months respectively
• Minimum loan size of £30,000
• Bridge to Let mortgage loans - Bridging finance for anyone looking to buy property for renting out that will need more development work on it in the future.
• Bridge to Let mortgage loans either have a fixed 2 to 3-year term at 50% or at 65%
• Minimum loan size for the above is £30,000 and it features full 100% rental coverage.