What is the typical loan to value ratio (LTV)?

Commercial mortgage loan to value is typically up to 75% without requiring additional security, however, you can get loan to values of up to 100% if you do have additional security available in the form of other property that the additional value can be secured against.

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What is the sum of 8 and 9?

Many thanks for all your help in getting both mortgages over the line. I really appreciate your concerted efforts to solve all the problems that arose & apologise for my frantic mails and calls to you both. Rest assured I will certainly come back to Charleston again and feel free to have anyone refer to me in respect to explaining my experience in dealing with you all