Do I Need a Licence for a HMO

If the property is deemed a large HMO then you MUST have a licence.

If the property is smaller and fewer people are renting it, a licence may still be required, depending on the area. Check with your local council.

A licence is valid for a maximum of 5 years ( 3 years in Scotland) and a separate licence is required for each HMO. Some councils may grant licences for shorter periods.

N.B.: The council may place additional conditions to your licence, for example, improvement of the standard of facilities.

An unlimited fine ( up to £10,000 in Scotland) may be incurred for renting out an un-licensed HMO.

HMO’s that do not need to be licensed are:
Managed or owned by a housing association or cooperative, council, police or fire authority or health service.

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I’ve just heard from my solicitor that he has the funds in from Interbay, had paid off our mortgage and is sending the balance on to me, which means that finally this is all over and  I can move on.  Thank you all so much for your help in arranging the mortgage, I am sure that my future plans will involve needing to arrange finance, and I will happily come back to you again.