Empower Your Business Growth with Fast & Flexible Finance Solutions
Quick Approvals | High Acceptance Rates | Tailored for Your Needs
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Every business has unique financial needs, whether it’s managing day-to-day cash flow, expanding into new markets, or investing in equipment. At Charleston Financial Services, we provide access to a range of finance options designed to meet the demands of businesses like yours.
Our team takes the time to understand your goals and challenges, guiding you toward the solutions that best fit your needs. Whether you’re just starting out or looking to grow, we’re here to support you every step of the way.
Explore how we can help your business move forward.
Speak to us today +441908972491
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Business Loans
No Collateral Needed: Access funding without risking business or personal assets, ideal for SMEs or start-ups with limited assets.
Quick and Simple Application: Streamlined application and fast approval process allow you to get funding in days rather than weeks.
Fixed Monthly Payments: Predictable repayments make it easier to manage cash flow and budget effectively.
Flexible Use of Funds: Use the loan for various needs like stock, marketing, or expansion, with no restrictions on usage.
Asset Finance
Unlock Working Capital: Use your existing or newly purchased assets as collateral to access funding while keeping cash flow intact.
Flexible Repayment Terms: Tailor repayment schedules to fit your business needs, with options to align payments with cash flow cycles.
Preserve Ownership and Equity: Retain full ownership of your business without diluting equity, as the asset serves as security.
Up-to-Date Equipment: Gain access to the latest equipment and technology without the full upfront cost, improving operational efficiency.
Invoice Discounting
Immediate Access to Cash: Unlock up to 90% of your unpaid invoices to improve cash flow without waiting for customer payments.
Confidential Funding: Maintain client relationships, as the facility remains undisclosed to your customers.
Growth-Linked Funding: The amount of funding available grows as your business and invoices grow, supporting business expansion.
Control Over Collections: Retain control over your collections and customer relationships while benefiting from quicker cash flow.
Merchant Cash
Repay as You Earn: Repayments are tied to sales volume, which means you pay more when business is strong and less when it’s slower.
Fast Approval and Funding: Quick application process with funds often available within days, ideal for urgent business needs.
No Fixed Repayment Schedule: Flexibility in repayment based on your card sales, helping to maintain cash flow.
No Asset Security Required: Funding is based on card sales rather than traditional collateral, making it accessible to businesses with minimal assets.
Revolving Credit
On-Demand Access to Funds: Draw funds whenever you need, up to an approved credit limit, and repay on your schedule.
Interest Only on Drawn Amounts: Only pay interest on the funds you actually use, giving you greater cost control.
Supports Cash Flow Management: Great for managing cash flow gaps due to seasonal fluctuations, invoicing cycles, or unexpected expenses.
Reusability: Unlike traditional loans, credit facilities are reusable after repayment, making it a convenient, ongoing source of liquidity.
VAT Loans
Fast Approvals and Quick Funding: Get the funds you need in as little as 24-48 hours, ensuring you can meet VAT deadlines without unnecessary delays
Flexible Repayment Terms: Tailored repayment options that align with your cash flow, helping you manage your finances without added stress.
Boost Cash Flow While Staying Compliant: Cover your VAT obligations without dipping into your working capital, allowing you to keep your business running smoothly.
No Collateral Required: Unsecured VAT loans mean no need to put your assets at risk, making it a hassle-free solution for meeting HMRC payments.
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